Protection insurance for personal accident, sickness and unemployment (ASU)

Personal Accident Insurance
This can be a confusing area with a multitude of protection products on the market, sold under a variety of policy types with various names, covering various risks, providing indemnity as benefits in kind against many different losses.
At Personal Accident we simplify the ASU / PPI process for you and guide you through alternative accident protection products.

The major risks covered here at Personal Accident are risks to your health and wealth.

Our Insurance policies cover:

your home with mortgage protection insurance

your standard of living with income protection insurance

and your liabilities with loan protection insurance

Alternatively you can purchase Lifestyle Insurance which is not tied to a particular cover.

There are three types of cover available online - you can choose from the following to suit your needs::

1. Unemployment only cover
Unemployment income protection insurance
Unemployment mortgage protection insurance
Unemployment loan payment protection insurance

2. Accident and Sickness only cover
Accident & Sickness income protection insurance
Accident & Sickness mortgage protection insurance
Accident & Sickness loan payment protection insurance

3. Accident, Sickness and Unemployment insurance cover
Accident, Sickness and Unemployment income protection insurance
Accident, Sickness and Unemployment mortgage payment protection insurance
Accident, Sickness and Unemployment loan payment protection insurance

The premium you pay will depend on the amount of cover you need, the type of cover you choose, how long you want to wait before you receive benefits and how many months you would like the policy to pay out for.

Injury Insurance
Personal Injury insurance policies are mainly designed to cover losses to your body parts and some elements of the above. Sports Accident insurance provides protection if you are injured playing amateur sports

Private health insurance contains elements of the above but is mainly designed to cover the costs of hospitalisation and treatment of injury and disease.

Cover is provided for personal accidents leading to injury and disability, sickness or illness leading to disability and inability to work and unemployment.

Additional risks such as the cost of long term illness or death are covered by critical illness cover and life assurance respectively.
Many people will require a combination of the types of protection policies available here, depending upon individual assessment and exposure to risks. All policies can be extended to cover other family members, which often reduces the overall cost of accident protection.

Independent British Insurance protection products for mortgages, income and loans explains why banks are overcharging customers for PPI in some cases as much as ten times the price you could pay through Personal Accident
YOU CAN SAVE £££'S ON PAYMENT PROTECTION POLICIES
When you purchase through an independent supplier such as ourselves

About Personal Accident Protection Insurance policies

PRICES START FROM JUST 90 pence per £100 of TAX FREE benefit!

Age-related mortgage protection and income protection insurance offers exceptionally low premiums if you are young or middle-aged and wish to insure against losing your income or your mortgage.

It pays a monthly benefit for a maximum of 12 months if you can't work as a result of accident, sickness or involuntary unemployment.

This policy is not linked to any particular debt and the benefit payments can be spent as you wish.

The cost is determined by the amount of cover chosen plus your age at the start of the policy and does not rise each year as your age increases.

At Personal Accident we offer three areas of protection insurance cover for Accidents Sickness and Unemployment, mortgage protection, income protection and loan protection at some of the cheapest rates available in the UK.

Our policies are age related products meaning that if you're under 50 you will pay a lot less on a decreasing scale. This makes the products very affordable for first time buyers. I age related policies do not suiit your circumstances we have a lot of alternative flat rated products that may suit your individual needs better. These are generally slighlty more expensive but offer broader cover.

Protection policies have received a lot of criticism in recent years and have come under very close scrutiny by the financial services authority for misselling and repudiation of claims.

At Personal Accident we only provide you with policies from FSA regulated underwriters and the UK's leading providers of protection insurance companies.
These reputable companies offer the widest cover and benefits at the most competitive premium rates. coupled with an excellent claims service and advice help if required when purchasing your insurance, giving you the peace of mind that if the worst happens, your home and income and person are safe until you get back on your feet.

BEAT THE RECESSION _ GET REDUNDANCY INSURANCE

QUOTE AND BUY - simple online application - no credit card required

MORTGAGE PROTECTION INSURANCE
INCOME PROTECTION INSURANCE
LOAN PROTECTION

MORTGAGE PROTECTION INSURANCE (MPPI)

Mortgage protection insurance is the UK's most popular accident protection product as it protects your largest investment your house and home, should you suffer unemployment, or inability to work through accident, sickness or disability.

Your home is at risk should you fail to keep up with your mortgage repayments. MPPI covers your mortgage against unforeseen accidents, sickness and unemployment for a small monthly premium taken on an ongoing cover direct debit basis. Consequently you are free to cancel cover anytime you like.

If you are worried about your mortgage repayments and would like to know more about unemployment, disability and possible State help with your mortgage repayments please click here

Fortunately you can now easily protect your mortgage repayments with British Mortgage Protection Insurance arranged through Personal Accident, and you will benefit from one of the UK's largest mortgage protection insurance brokers who will arrange cover to suit your mortgage needs with the cheapest premiums currently available.

Premiums from only £0.90p per £100 of monthly benefit

Immediate cover from day one of your unemployment, accident or sickness.

Apply online now for immediate cover
Apply for Mortgage protection insurance cover ,Income protection insurance cover or loan repayment cover now with our easy to use quick quote benefits calculator and online application for:
MORTGAGE PROTECTION INSURANCE - INCOME PROTECTION INSURANCE - LOAN PROTECTION