Protection insurance for personal accident, sickness and unemployment

Personal Accident Insurance
This can be a confusing area with a multitude of protection products on the market, sold under a variety of policy types with various names, covering various risks, providing indemnity as benefits in kind against many different losses.
At Personal Accident we simplify the ASU / PPI process for you and guide you through alternative accident protection products.

The major risks covered here at Personal Accident are risks to your health and wealth.

Our Insurance policies cover:

your home with mortgage protection insurance

your standard of living with income protection insurance

and your liabilities with loan protection insurance


Personal Injury insurance policies are mainly designed to cover losses to your body parts and some elements of the above. Sports Accident insurance provides protection if you are injured playing amateur sports

Private health insurance contains elements of the above but is mainly designed to cover the costs of hospitalisation and treatment of injury and disease.

Cover is provided for personal accidents leading to injury and disability, sickness or illness leading to disability and inability to work and unemployment.

Additional risks such as the cost of long term illness or death are covered by critical illness cover and life assurance respectively.
Many people will require a combination of the types of protection policies available here, depending upon individual assessment and exposure to risks. All policies can be extended to cover other family members, which often reduces the overall cost of accident protection.

Personal Accident Claims No Fee solicitors
If you suffer an injury at work or in the workplace you can claim against your employer on a no cost to you basis, usually described as no win no fee or a costs funding arrangement.
At Personal Accident you can contact directly the UK's leading expert lawyers for work accident claims, Simpsons, who will provide after the event insurance and handle your accident claim on the above basis and with care and sensitivity.

About Personal Accident Protection Insurance policies

Age-related mortgage protection and income protection insurance offers exceptionally low premiums if you are young or middle-aged and wish to insure against losing your income or your mortgage.

It pays a monthly benefit for a maximum of 12 months if you can't work as a result of accident, sickness or involuntary unemployment.

This policy is not linked to any particular debt and the benefit payments can be spent as you wish.

The cost is determined by the amount of cover chosen plus your age at the start of the policy and does not rise each year as your age increases.

At Personal Accident we offer three areas of protection cover for Accidents Sickness and Unemployment, mortgage protection, income protection and loan protection at some of the cheapest rates available in the UK.

Our policies are age related products meaning that if you're under 50 you will pay a lot less on a decreasing scale. This makes the products very affordable for first time buyers.

Protection policies have received a lot of criticism in recent years and have come under very close scrutiny by the financial services authority for misselling and repudiation of claims. At Personal Accident we only provide you with policies from British Insurance & Pinnacle Insurance, two of the UK's leading providers of protection insurance.
These reputable companies offer the widest cover and benefits at the most competitive premium rates. coupled with an excellent claims service and advice help if required when purchasing your insurance, giving you the peace of mind that if the worst happens, your home and income and person are safe until you get back on your feet.

QUOTE AND BUY - simple online application - no credit card required

MORTGAGE PROTECTION INSURANCE
INCOME PROTECTION INSURANCE
LOAN PROTECTION

MORTGAGE PROTECTION INSURANCE (MPPI)

Mortgage protection insurance is the UK's most popular accident protection product as it protects your largest investment your house and home, should you suffer unemployment, or inability to work through accident, sickness or disability.

Your home is at risk should you fail to keep up with your mortgage repayments. MPPI covers your mortgage against unforeseen accidents, sickness and unemployment for a small monthly premium taken on an ongoing cover direct debit basis. Consequently you are free to cancel cover anytime you like.

If you are worried about your mortgage repayments and would like to know more about unemployment, disability and possible State help with your mortgage repayments please click here

Fortunately you can now easily protect your mortgage repayments with British Mortgage Protection Insurance arranged through Personal Accident, and you will benefit from one of the UK's largest mortgage protection insurance brokers who will arrange cover to suit your mortgage needs with the cheapest premiums currently available.

Premiums from only £2.15 per £100 of monthly benefit

Immediate cover from day one of your unemployment, accident or sickness.